As per a 2019 report, an estimated 50 million individuals across India were living with undiagnosed osteoporosis, a disease which leads to rapid deterioration and brittleness of bone tissues. Osteoporosis, alongside a host of other conditions of the human musculoskeletal system, often goes untreated among Indians owing to neglect in seeking a professional diagnosis for such conditions.
Furthermore, high expenses associated with orthopaedic treatments and surgeries often discourage patients from following through with the recommended procedures, resulting in rapid degeneration of their bones. Nonetheless, in recent years, bearing orthopaedic treatment costs has become much easier owing to the availability of financing tools like health EMI cards, introduced by leading financial institutions in India.
However, before delving further into the details of how to download bajaj health emi card and such to meet the expenses of orthopaedic treatments, it is crucial to learn more about such procedures and how much they can cost in India.
Types of orthopaedic treatments in India
The field of orthopaedics encompasses numerous procedures pertaining to surgical and non-surgical treatment of diseases associated with the bones. While most orthopaedic treatments include surgery, it is also possible to treat such diseases through medication.
Following is a look at some of the most common procedures included under orthopaedics that are frequently prescribed to individuals suffering from afflictions to their knees, hips, joints, etc.
- Hip replacement surgery
An individual might require a hip replacement surgery for reasons like arthritis, or fractures, and injuries sustained to his/her hip bone. A total hip replacement surgery, also known as arthroplasty, is often touted to be one of the most advanced surgical procedures in the medical field.
Arthroplasty is an invasive procedure and can be of several types, including mould arthroplasty, excision or resection arthroplasty, osteotomy, etc. In India, total hip replacement surgery can easily cost up to Rs.7.5 lakh.
- Knee replacement surgery
A knee replacement surgery is often recommended to individuals suffering from arthritis, dislocation, meniscus injuries or ligament tears and sprains. It is also one of the most commonly prescribed treatment procedures in the field of orthopaedics, with a 100% success rate.
A total knee replacement surgery is minimally invasive, and patients usually require physical therapy after the procedure to regain mobility. Given the nature of the surgery, a total knee replacement procedure can cost up to Rs.5.5 lakh in India.
- Total joint replacement
It is a treatment procedure adopted for those suffering from chronic and advanced arthritis. In due course of this surgery, the disease or affected joint of the patient is replaced by an artificially moulded ‘joint’, allowing one to regain function of that particular body part.
Apart from arthritis, joint replacement surgery can also aid those suffering from joint inflammation and swelling, bursitis, dislocation, etc.
In India, the cost of a joint replacement can be around Rs.4.4 lakh.
- Spine surgery
There can be several reasons why an individual might require spinal surgery. Some of the most common conditions that demand spinal surgery include scoliosis, a herniated disk, spinal tumour, spinal stenosis, etc.
Since the spine is a delicate area, such surgeries are usually invasive and come with an extended recovery period than others. The cost of spinal surgery in India can vary from one procedure to another. However, individuals can easily rake up a bill of above Rs.5 lakh for such treatment procedures.
Apart from these major forms of surgeries, orthopaedic treatments also include surgery of other body parts like the ankle, feet, shoulder joint, etc., alongside a host of medicinal procedures, physical therapy, etc.
Now, as aforementioned, the high cost associated with undergoing such treatment procedures often poses to be a burden on the patient’s finances. This condition can, however, be remedied by using EMI health cards that can allow individuals to convert their medical bills into easy instalments, to be paid over a tenor ranging between 3 and 24 months.
The Bajaj Finserv Digital Health EMI Network Card is one such tool that can make bearing orthopaedic treatment expenses much easier. Following is a look at how to download a Bajaj Health EMI card and other such details.
Benefits of the Health EMI Network Card
Several benefits make a Health EMI Network Card a useful tool when it comes to dealing with treatment expenses. These include –
- It comes with a pre-approved credit of up to Rs.4 lakh, which can be utilised to meet the expenses of over 800 treatment procedures. The amount so utilised can also be converted into EMIs payable over a tenor of up to 24 months.
- The Bajaj health EMI card hospital list includes illustrious names in the medical field from where cardholders can seek treatment without burdening their finances. Further, the card’s benefits can be availed at over 5,500 of the NBFC’s partner medical facilities across 1,000 plus cities in India.
- The benefits of the card extend to the cardholder’s family, including spouse, children, parents, and siblings.
- Individuals can apply for the health card easily through the NBFC’s official website, or the nearest partner outlet.
- The card is available in insta and non-insta variants, whereby a one-time payment of Rs.707 and Rs.589 is required respectively to avail either of these cards.
Thus, to answer the question of how to download the Bajaj Health EMI card, individuals can easily apply for it online and instantly avail its benefits through the NBFC’s app. With this health card, one can then opt for any type of orthopaedic treatment alongside other medical consultations without worrying about the ensuing bills.