Bankruptcy Attorney – Why You Need One

If you are thinking about filing bankruptcy, it is a good idea to make sure you have the right bankruptcy attorney. There are many factors that can affect how your bankruptcy will be handled and it is important to have an attorney who knows the ins and outs of bankruptcy law.

Chapter 7

If you are feeling anxious about your finances, you may want to consider filing for bankruptcy. You can contact a Chapter 7 bankruptcy attorney for legal advice and assistance. The attorney will help you determine whether you qualify for bankruptcy and what you can do to make it happen.

There are several factors that go into whether or not you are eligible for bankruptcy. Some debts cannot be discharged in bankruptcy. These debts include child support and alimony. Some taxes are also not discharged. However, these types of debts can be discharged in a special proceeding.

To qualify for bankruptcy, you will need to meet a means test. The means test will examine your income and expenses to see if you can afford to pay off your debt.

Chapter 13

If you have a large debt and want to eliminate it, you may consider filing for Chapter 13. This is an option that can help protect your property from foreclosure. However, there are several things you need to know before filing. A bankruptcy attorney can help you navigate the process.

You will need to file a petition with your local court. You will also have to pay a filing fee. In addition, you will need to undergo a credit counseling course. You will also need to show that you have enough disposable income to make your payments under the plan.

A Chapter 13 bankruptcy attorney can help you with all these tasks. He or she will negotiate with creditors to find a reasonable payment plan. The lawyer will also make sure the trustee stays within the law.

Exemptions for personal injury claims and home equity

If you are considering filing for bankruptcy, you may want to consider the exemptions for personal injury claims and home equity. Both of these types of property are considered to be assets even if they are not clearly worth much money when you file. In order to get the most out of your claim, you should consult an attorney to determine which types of assets are eligible for exclusion.

The best way to protect your personal injury claim is to work with an experienced bankruptcy lawyer. A knowledgeable attorney can help you avoid the common pitfalls associated with filing for bankruptcy.

Generally speaking, the most valuable asset that you can protect in your bankruptcy is your home. It is worth as much as the mortgage minus the value of the home itself. For a married couple, this exemption can double.

Avoiding bankruptcy attorneys with an assembly-line approach

The best way to avoid the dreaded assembly line is to scout out a reputable and local law firm. Most will have attorneys who are familiar with local laws and court procedures. The best lawyers have a track record of saving clients hundreds of dollars in attorney fees. This is the smart way to go about filing for bankruptcy. The most important thing to remember is that there is no substitute for a consultation with a competent lawyer before embarking on a potentially life altering task.

While you may not need a top notch attorney to file your case, you do need to know your options from the get go. You don’t want to fall into the hands of a bankruptcy mill. A quality lawyer who knows his stuff will tell you everything you need to know in a timely and courteous fashion.


The cost of bankruptcy attorney fees is one of the things you need to consider before you file. There are many factors that can affect the cost of bankruptcy. The most important factors are the complexity of your case and the quality of the attorney.

Some people choose to pay a fee for a bankruptcy attorney while others may be able to receive free legal help from a pro bono attorney. It’s important to do your research so you can find a good lawyer.

Some attorneys may charge you an hourly rate. Some larger firms will charge a higher price. Depending on the amount of time it takes to prepare your case, you might end up paying more.

A bankruptcy attorney will also charge you for court costs. For example, if your case is complicated, you might end up having to pay for additional court time.

Leave a Reply

Your email address will not be published. Required fields are marked *